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SMART QUOTES AUSTRALIA – WEBSITE TERMS OF USE


This website (Site) is operated and owned by Ayyaz Yunus ABN: 72 237 737 756 (we, our or us).  It is available at https://www.smartquotesaustralia.com and may be available through other addresses or channels.

Consent: By accessing and/or using our Site, you agree to these terms of use and our Privacy Policy (Terms). Please read these Terms carefully and immediately cease using our Site if you do not agree to them.

Variations: We may, at any time and at our discretion, vary these Terms by publishing the varied terms on our Site. We recommend you check our Site regularly to ensure you are aware of our current terms. Materials and information on this Site (Content) are subject to change without notice. We do not undertake to keep our Site up-to-date and we are not liable if any Content is inaccurate or out-of-date.

Licence to use our Site: We grant you a non-exclusive, royalty-free, revocable, worldwide, non-transferable licence to use our Site in accordance with these Terms.  All other uses are prohibited without our prior written consent.

Prohibited conduct: You must not do or attempt to do anything: that is unlawful; prohibited by any laws applicable to our Site; which we would consider inappropriate; or which might bring us or our Site into disrepute, including (without limitation):

  • anything that would constitute a breach of an individual’s privacy (including uploading private or personal information without an individual’s consent) or any other legal rights;
  •  using our Site to defame, harass, threaten, menace or offend any person;
  • interfering with any user using our Site;
  • tampering with or modifying our Site, knowingly transmitting viruses or other disabling features, or damaging or interfering with our Site, including (without limitation) using trojan horses, viruses or piracy or programming routines that may damage or interfere with our Site;
  • using our Site to send unsolicited email messages; or
  • facilitating or assisting a third party to do any of the above acts.

Exclusion of competitors: You are prohibited from using our Site, including the Content, in any way that competes with our business.

Information: The Content is not comprehensive and is for general information purposes only.  It does not take into account your specific needs, objectives or circumstances, and it is not advice.  While we use reasonable attempts to ensure the accuracy and completeness of the Content, we make no representation or warranty in relation to it, to the maximum extent permitted by law.

Intellectual Property rights: Unless otherwise indicated, we own or licence all rights, title and interest (including intellectual property rights) in our Site and all of the Content. Your use of our Site and your use of and access to any Content does not grant or transfer to you any rights, title or interest in relation to our Site or the Content. You must not:

  • Copy of use, in whole or in part, any Content;
  • reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any Content to any third party; or
  • breach any intellectual property rights connected with our Site or the Content, including (without limitation) altering or modifying any of the Content, causing any of the Content to be framed or embedded in another website or platform, or creating derivative works from the Content.

User Content: You may be permitted to post, upload, publish, submit or transmit relevant information and content (User Content) on our Site.  By making available any User Content on or through our Site, you grant to us a worldwide, irrevocable, perpetual, non-exclusive, transferable, royalty-free licence to use the User Content, with the right to use, view, copy, adapt, modify, distribute, license, sell, transfer, communicate, publicly display, publicly perform, transmit, stream, broadcast, access, or otherwise exploit such User Content on, through or by means of our Site.

You agree that you are solely responsible for all User Content that you make available on or through our Site.  You represent and warrant that:

  •  you are either the sole and exclusive owner of all User Content or you have all rights, licences, consents and releases that are necessary to grant to us the rights in such User Content (as contemplated by these Terms); and
  • neither the User Content nor the posting, uploading, publication, submission or transmission of the User Content or our use of the User Content on, through or by means of our Site will infringe, misappropriate or violate a third party’s intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

We do not endorse or approve, and are not responsible for, any User Content. We may, at any time (at our sole discretion), remove any User Content.

Third party sites: Our Site may contain links to websites operated by third parties.  Unless expressly stated otherwise, we do not control, endorse or approve, and are not responsible for, the content on those websites.  You should make your own investigations with respect to the suitability of those websites.

Discontinuance: We may, at any time and without notice to you, discontinue our Site, in whole or in part.  We may also exclude any person from using our Site, at any time and at our sole discretion. We are not responsible for any Liability you may suffer arising from or in connection with any such discontinuance or exclusion.

Warranties and disclaimers: To the maximum extent permitted by law, we make no representations or warranties about our Site or the Content, including (without limitation) that:

  • they are complete, accurate, reliable, up-to-date and suitable for any particular purpose;
  • access will be uninterrupted, error-free or free from viruses; or
  • our Site will be secure.

You read, use and act on our Site and the Content at your own risk.

Limitation of liability: To the maximum extent permitted by law, we are not responsible for any loss, damage or expense, howsoever arising, whether direct or indirect and/or whether present, unascertained, future or contingent (Liability) suffered by you or any third party, arising from or in connection with your use of our Site and/or the Content and/or any inaccessibility of, interruption to or outage of our Site and/or any loss or corruption of data and/or the fact that the Content is incorrect, incomplete or out-of-date.

Indemnity: To the maximum extent permitted by law, you must indemnify us, and hold us harmless, against any Liability suffered or incurred by us arising from or in connection with your use of our Site or any breach of these Terms or any applicable laws by you. This indemnity is a continuing obligation, independent from the other obligations under these Terms, and continues after these Terms end.  It is not necessary for us to suffer or incur any Liability before enforcing a right of indemnity under these Terms.

Termination: These Terms are effective until terminated by us, which we may do at any time and without notice to you.  In the event of termination, all restrictions imposed on you by these Terms and limitations of liability set out in these Terms will survive.

Disputes: In the event of any dispute arising from, or in connection with, these Terms (Dispute), the party claiming there is a Dispute must give written notice to the other party setting out the details of the Dispute and proposing a resolution. Within 7 days after receiving the notice, the parties must, by their senior executives or senior managers (who have the authority to reach a resolution on behalf of the party), meet at least once to attempt to resolve the Dispute or agree on the method of resolving the Dispute by other means, in good faith.  All aspects of every such conference, except the fact of the occurrence of the conference, will be privileged. If the parties do not resolve the Dispute, or (if the Dispute is not resolved) agree on an alternate method to resolve the Dispute, within 21 days after receipt of the notice, the Dispute may be referred by either party (by notice in writing to the other party) to litigation.

Severance: If a provision of these Terms is held to be void, invalid, illegal or unenforceable, that provision must be read down as narrowly as necessary to allow it to be valid or enforceable. If it is not possible to read down a provision (in whole or in part), that provision (or that part of that provision) is severed from these Terms without affecting the validity or enforceability of the remainder of that provision or the other provisions in these Terms.

Jurisdiction: Your use of our Site and these Terms are governed by the laws of Australia. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts operating in Australia and any of its States and any courts entitled to hear appeals from those courts and waive any right to object to proceedings being brought in those courts.

Our Site may be accessed throughout Australia and overseas.  We make no representation that our Site complies with the laws (including intellectual property laws) of any country outside Australia.  If you access our Site from outside Australia, you do so at your own risk and are responsible for complying with the laws of the jurisdiction where you access our Site.

For any questions and notices, please contact us between 9:00 am and 5:00 pm (AEST) Monday to Friday.

Tel: +61 434 702 964

Email: info@smartquotesaustralia.com

FEDERAL GOVRNMENT SUBSIDY

The Federal Government subsidy scheme, officially known as the Small-scale Renewable Energy Scheme (SRES), entitles individuals and small businesses large rebates when installing eligible small-scale renewable energy systems (under 100kW) such as solar PV systems. The size of the system determines the number of small-scale technology certificates (STCs) it’ll receive. STC’s have a dollar value which can fluctuate depending on solar system demand, changes in Government and many other factors. The amount of STC’s you receive for your solar system and the worth of STC’s at the time will determine the subsidy for your system. The value of the STC fluctuates based on market demand. The number of certificates a system qualifies for decreases every year until 2030 when this rebate is planned to be finished. Another important fact about the STC’s is that Australia is divided in different zones and each zone depending on its placement will attract different number of certificates. It would be fair to say that since the number of STC’s in QLD are higher than VIC, the value of this rebate would be slightly higher in QLD as compared to VIC. A 5kW solar pv system will usually attract 82 certificates in QLD as compared to 71 certificates in VIC. With an average current market value of $36 / certificate the system can be expected to attract a STC rebate of $2,952 in QLD and $2,556 in VIC. In the last couple of years the STC market prices have been as high as approximately $38 / certificate and as low as $26 / certificate. Most solar retailers discount their system prices by the amount of the rebate applicable on the date of purchase of the solar system. Systems over 100kW (commercial size) are not eligible for the SRES however they may be eligible for the Large-scale Renewable Energy Target (LRET)

QUEENSLAND

Along with the Federal Government Subsidy, a scheme “Affordable Energy Plan” is available for residents in Queensland. The State initiative offers the residents to choose one of the three options (subject to conditions and qualification criteria):

Interest free loan of up to $4,500 to be repaid within 7 years;

Interest free loans and grants for battery storage. Grants up to $3,000 or interest-free loan up to $6,000 to be repaid within 10 years; or

Interest free loans and grants for combined solar and battery systems. Households can apply for a loan up to $10,000 and/or a grant up to $3,000. Small businesses can apply for the $3,000 grant only.

In certain parts of Queensland, the QLD government has recently released the new trail of 1,000 rebates of up to $3,500 for eligible landlords to install a solar system with solar monitoring technology. There are terms and conditions and eligibility criteria attached to this rebate.


Further details of the program and eligibility are available on  https://qld.gov.au/

SOUTH AUSTRALIA

Along with the Federal Government Subsidy, South Australian residents have access to the Home Battery Scheme and Virtual Power Plant.

Under the Home Battery Scheme, SA residents can access subsidies to help pay for the installation of home battery systems as an additional component to the current or new solar PV system. The subsidy is available to all South Australians who own or occupy a home in South Australia and will be calculated on the kilowatt-hour capacity of the battery purchased. Energy Concession Holders are eligible for a higher subsidy, ensuring low-income households are supported to access the scheme. The subsidy is taken off the cost of the home battery system and given to the System Provider once the system is installed.

Energy concession holder: $600 per kWh

All other households: $500 per kWh

The Virtual Power Plant initiative is open for South Australians to register their interest. A virtual power plant is created by a network of home solar photovoltaic (PV) and battery systems all working together to generate, store and feed energy back into the grid. Energy from the home solar PV and battery systems installed will provide electricity for your house.
Subject to the trials’ success and funding the full program could be rolled out to 24,000 more public housing properties and 25,000 private properties from mid-2019.

Further details of the program are available on  https://homebatteryscheme.sa.gov.au/

VICTORIA

Along with the Federal Government Subsidy, Victorian residents have access to Solar Victoria Homes Package. The residents can choose one from the rebates offered under the package.

The Solar Panel Rebate entitles Victoria households to receive 50 percent rebate (of up to $2,225) when solar PV system installation. This is on top of the Federal Government Rebate (STC) that was already in place. Being able to claim both subsidies will mean that you can save approximately two-thirds of the overall costs of a solar system. To be eligible to claim the rebate, Solar Victoria has laid down the following criteria:

The combined household income of the family to be less than $180,000 per annum before tax;

The household does not already have a solar panels system installed on the property; and

The person claiming the rebate to be the owner-occupier of the property that is valued at under $3,000,000

To be able to claim the rebate, a person intending to install solar panels and claiming a rebate under this package, will need to get an eligibility confirmation from Solar Victoria before signing a contract with a solar provider. Once the eligibility is confirmed by Solar Victoria then only the solar system can be installed for the rebate to be claimable. Only solar retailers who have signed the CEC’s (Clean Energy Council’s) code of conduct will be able to participate in this program. As such, it is a very important consideration for you to ensure that the solar company you are considering for your installation is a CEC approved retailer.

Solar Hot Water Rebate are available for up to $1,000 for solar hot water systems, a good option for households who cannot install a solar PV system. The solar hot water rebate applies to installations that replace an existing hot water system that was at least three years old and is not available to new build homes.
Following eligibility criteria is applicable to this rebate:

The household has a combined income of less than $180,000 per annum before tax

The household does not already have a solar panel system installed

You are a home owner-occupier of a home that is valued at under $3,000,000

Are you replacing an existing hot water system OR an existing solar hot water system that is at least three years old?

Confirm that you haven’t applied for or received a rebate for solar PV under the Solar Homes Package?

Interest-free loans. As part of the Solar Homes program a loan scheme will commence for solar PV systems for owner-occupiers from July 2019. This will allow Victoria residents to access the benefits of renewable energy at no up-front cost. Eligible households will be able to install solar panels on their home, saving households hundreds of dollars a year on their energy bills. Households will be required to pay back the amount of the loan over four years, which will assist Victoria residents with budgeting for their cost of living. Households who choose to access the solar PV rebate before the loans scheme opens in July 2019 will not be able to apply for the interest-free loan.

Solar for renters. Under the program, renters will make a 25 per cent contribution toward the cost of installation through a small levy on rent spread over four years, with the government and the landlord to cover the rest. For example, for a $4,000 solar panel system, the government will cover half ($2000), the landlord will invest $1,000 over time, and the renters will pay a small monthly levy over four years that will total the remaining $1000.

Owners corporations will also be eligible. In order to receive the 50 per cent rebate and no-interest loan, they will need to demonstrate that the benefits of installing solar panels will be passed on to tenants.

Solar batteries rebate. From 1 July 2019, the Solar Homes program will introduce rebates for up to half the value of the installation of a battery storage unit for 10,000 households that already have solar panels installed. Eligible homeowners will be able to save up to $4,838 on this installation. This will save households with an average 11kWh battery around $650 a year on their electricity bills, in addition to savings they are already making with solar panels. This will also pave the way for future microgrids, allowing households in a local area to share their stored power to lower electricity prices even further.
Victorians with a household income of up to $180,000 who live in their own home valued at up to $3 million are eligible for these rebates.

Homeowners will only be eligible for one rebate across the Solar Homes program.
Further details of the package are available on  https://solar.vic.gov.au/

NEW SOUTH WALES

New South Wales residents currently have access to the Federal Government SRES subsidy.

The Solar for Low Income Households Trial provides an opportunity for low-income households in NSW to reduce their electricity bill through rooftop solar. Up to 3,400 households who receive the Low Income Household Rebate can choose to forgo their rebate and receive a free 2.5 kW solar system. This program will allow households to generate and use solar electricity in their home, with the potential to save more than $600 each year on electricity bills. This is more than double what they would receive from the rebate, meaning they would be around $300 better off each year.

The Trial will be rolled out in five regions, selected to maximise the benefit of solar for local households. The regions are: Central Coast, North Coast, Sydney – South, Illawarra – Shoalhaven and South Coast.
Further details of the Trial are available on  https://energy.nsw.gov.au/

TASMANIA

Tasmanian Energy Efficiency Loan Scheme (TEELS) Under the scheme, Westpac offers Tasmanian residents and small businesses the opportunity to apply for a Westpac Credit Card with zero interest for 36 months for the eligible energy efficient products up to a value of $10,000. Customers will need to:

Submit a TEELS request via the websiteand wait for Westpac to invite them to an appointment to discuss application.

Customer will need to have sourced a quote to take to the appointment with Westpac.

Once the credit card is approved by Westpac, the customer can purchase and will need to provide Westpac with proof of purchase.

Energy efficient appliances can include heat pumps, double-glazed windows, solar panels and solar hot water systems. This has been extended and will now run until 30 April 2019, or until the additional $20 million finance pool is exhausted.
Further details of the program are available on  https://www.auroraenergy.com.au

WESTERN AUSTRALIA

Western Australia residents currently only have access to the Federal Government’s SRES subsidy

NORTHERN TERRITORY

Northern Territory residents currently only have access to the Federal Government’s SRES subsidy

AUSTRALIAN CAPITAL TERRIOTORY

There are currently a number of programs under the Efficient Energy Improvements Schemes to facilitate uptake of solar and battery storage.

The ACT currently has a battery storage rebate program in collaboration with a number of select home battery suppliers.
There is also a solar program for low-income households.

Low Income Solar Rebate: Eligible participants for the low-income households solar program are able to access a subsidy of up to 60% (capped at $3000) of the total cost of a solar system. There is a 3-year interest-free loan to cover the balance. There are a number of eligibility requirements including, but not limited to holding an Australian Government Pensioner Concession Card; being a homeowner in the ACT and not already having rooftop solar PV installed.

Household Battery Storage: Under the Next Generation Energy Storage program, the ACT Government is supporting up to 5,000 battery storage systems in ACT homes and businesses. The value of the rebate is $825 per kilowatt (kW) up to a maximum of 30 kW. This equates to about $4000 benefit for a 5kW system. The program is delivered through eight battery storage providers, which were selected by the ACT Government after a competitive selection process. There are a number of eligibility requirements including, but not limited to holding an Australian Government Pensioner Concession Card; being a homeowner in the ACT and not already having rooftop solar PV installed.

Further details of the program are available on  https://www.actsmart.act.gov.au